Ensuring affordability.
Building community.
We keep home ownership affordable in Raleigh and Wake County by offering Shared Equity Homeownership opportunities using the Community Land Trust model. Our investments ensure that lower-income families can afford to live in their community for generations to come.
How RALT Benefits the Community and Families
Shared Equity Homeownership through the Community Land Trust (CLT) Model is built to balance wealth creation for families who would otherwise be unable to afford owning a home while protecting affordability for generations.
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RALT retains ownership of the land in a trust and manages home prices, making homeownership accessible to lower-income families while preventing price inflation in gentrifying areas.
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Keeping land in trust for the community prevents displacement of long-term residents and fosters stronger community bonds as CLT members play a key role in RALT leadership.
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The CLT Model alleviates inequity in access to homeownership by lowering the barrier to entry for first-time homebuyers and individuals historically excluded from homeownership through redlining and restrictive mortgage practices.
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Our projects contribute to individual wealth-creation and bring stability to first-time homebuyers through reduced tax burdens, predictable mortgage payments, and equity-building through homeownership.
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RALT offers high-quality affordable housing opportunities near transit, jobs, and critical services, contributing to improved health and well-being impacting the social determinants of health.
What’s New at RALT
“People don’t realize how hard it is to provide a roof over somebody’s head in the near term and generate wealth in the long term. Those two things are really hard to marry together...and you all have found a model to do that, which is amazing.”
~ Matt Calabria
Wake County Board of Commissioners
It Takes a Village to Build Community
RALT partners with philanthropists, banks, governments, developers, and other local businesses and organizations to create permanent affordable housing across Wake County.
If you would like to learn more about how to partner with us on our next project, please contact us.
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